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/Line of Credit
Line of Credit

Small Business
Line of Credit

Gain quick and flexible access to capital for your business with credit lines, up to $250,000.

Business Line of Credit

Access capital on your terms! ‍

A business line of credit is a financing option that gives you access to a set credit limit, allowing you to withdraw funds as needed. Interest and fees are only charged on the amount you borrow. Unlike a traditional term loan, a line of credit is typically used to manage ongoing operational expenses or to cover temporary cash flow gaps.As you repay what you've borrowed, your available funds are replenished, creating a revolving line of credit.
The repayment terms range from six to twenty-four months, with fixed daily, weekly, or monthly payments automatically deducted from your business bank account. Plus, making timely payments on your line of credit can help strengthen both your personal and business credit profiles.

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Easy Automated Payments

Simplify accounting and worry less with automated daily, weekly or monthly payments. Most of our lending options include an amortized schedule that easy to follow.

At Direct Funding, we understand that time is money. That’s why we’ve implemented Easy Automated Payments — a seamless solution designed to simplify your financial transactions. Our system ensures on-time disbursements, reduces manual errors, and eliminates the stress of missed deadlines. Whether you are managing a single account or handling multiple portfolios, our secure and efficient payment automation empowers you to focus on strategic growth while we handle the routine processes.

Easy Automated Payments
▪ Tailored financing solutions for your business.

The Direct Funding
Difference

At Direct Funding, everyone from our interns to our executives is dedicated to helping businesses secure the ideal working capital precisely when it's needed. Recognizing that there is no one-size-fits-all solution for small business funding, we've developed tailored options to meet your specific needs.

Understanding the importance of partnering with a trustworthy source for funding is why every member of our team is committed to building strong relationships with our clients, guiding you through every step of the process.

Transparent and Honest

No hidden fees. No unexpected surprises.

Trusted Network of Partners

Our network of are vetted, industry-leading partners allow us to offer the most comprehensive financing on the market.

Build Business Credit

Develop your business credit with Dun & Bradstreet, and receive complimentary credit consultation from the experts.

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▪ Discover our services at Direct Funding

Discover your business funding options in minutes.

  • 01 Short and Simple Application
  • 02 Explore Your Options
  • 03 Get Approved
  • 04 Access Ongoing Working Capital
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▪ OPERATING ACROSS THE USA

Listen to what our clients have to say

Jacob was amazing. He explained what was and wasn't possible, honestly and professionally. After applying, he got me funds within one day, and it was surprisingly simple!

ENC Mechanic and Automotive
About Direct Funding

Interested in SBA 7a, 504, or Express Financing?